Terms of Service
Last updated: September 14, 2026
Welcome to Ad Valorem. By accessing or using our websites, podcasts, and related services (the "Services") at advalorem.io and its subdomains, you agree to be bound by these Terms of Service. If you do not agree, do not use the Services.
1. Use of Services
You may use the Services for lawful purposes only. You agree not to:
- Scrape, crawl, or extract content in bulk without permission.
- Reproduce, redistribute, or publicly perform our podcast episodes or written content without prior written consent (fair-use quotes for review or educational purposes are permitted with attribution).
- Impersonate Ad Valorem, its partners, or any other person.
- Use the Services in any way that could damage, disable, or impair them.
2. Intellectual Property
All content published on the Services — including podcast audio, video, text, logos, and graphics — is the property of Ad Valorem or its content partners and is protected by copyright, trademark, and other intellectual property laws. A limited, non-exclusive, non-transferable license to listen to or view content for personal, non-commercial purposes is granted. All other rights are reserved.
3. No Investment, Legal, or Financial Advice
Important: All content, including The Syndicate Room, The AI Guy Podcast, and Heart of the Shore, is for educational and informational purposes only. It does not constitute investment advice, legal advice, tax advice, or a recommendation to buy or sell any security, digital asset, or financial product. Past performance or market conditions discussed in our content are not indicative of future results. You are solely responsible for your own decisions. Consult a qualified professional before acting on any information obtained through the Services.
4. Disclaimers
The Services are provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. We do not guarantee that the Services will be uninterrupted, secure, or error-free.
5. Limitation of Liability
To the maximum extent permitted by law, Ad Valorem and its affiliates, partners, and contributors shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the Services, including but not limited to losses of profits, data, or goodwill, regardless of the theory of liability and even if advised of the possibility of such damages.
6. External Links
The Services may contain links to third-party websites (e.g., Substack, YouTube, research sources). We are not responsible for the content, policies, or practices of those third parties. Accessing them is at your own risk.
7. Third-Party Platforms
Our podcasts are distributed via third-party platforms (Spotify, Substack, YouTube, Apple Podcasts, etc.). Your interaction with those platforms is governed by their respective terms of service and privacy policies, not these terms.
8. Changes to These Terms
We may modify these Terms of Service at any time by posting an updated version on this page. Your continued use of the Services after changes are posted constitutes acceptance of the revised terms. The "Last updated" date reflects the most recent revision.
9. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of New Jersey, without regard to conflict-of-law principles. Any disputes shall be resolved in the state or federal courts located in Monmouth County, New Jersey.
10. Contact
Questions about these Terms? Email val@advalorem.io.